VSP® Vision Care Insurance Page
Dr. Edward W. Harmer – Your VSP® provider in Carteret
A Vision Insurance policy plan like VSP® helps with the cost of an eye exam, eye care, eye wear, or other vision related expenses. Your vision insurance policy plan gives you the benefit of being able to receive regular eye exams and eye care.
To maximize your eligibility and coverage, we work with VSP®, as well as most of the major medical insurance policies.
Whether you live right here in Carteret, or are visiting our eye doctors from Woodbridge, Rahway or the surroundings, our optometry team can help you get the most out of your vision insurance.
Routine Vision Coverage
Some individuals are fortunate enough to have "Routine Vision Insurance" through their employer's medical coverage policy. Some plans pay toward the optometric eye exam only, others will sometimes pay towards the contact fitting fee and some even pay toward materials.
If you are uncertain about your benefit eligibility, you will need to check with your human resource department or call your insurance company directly and inquire about eligibility.
Questions you should ask:
* Does my insurance plan provide optometric vision benefits and coverage?
* Can I see the eye doctor of my choice?
* What does my plan allow?
If your medical policy allows you to see any eye doctor of your choice we will verify your coverage, file the claim electronically and accept assignment of benefits for you.
To verify your vision coverage, we will need a phone number for verification of benefits, a group, plan or policy number, the social security number of the insured, member and patient's date of birth, and name of employer. Verification of insurance benefits must be completed 24 hours prior to your appointment.
When you arrive for your appointment we will need a copy of your insurance plan policy card. You will be expected to pay in full the difference in the amount allowed at time of service. If for any reason the insurance company pays less than quoted you will be responsible for any amount unpaid.
We currently accept the following vision insurance plans:
*Horizon / Blue Cross Blue Shield
Call us today (732) 541-8222 to find out more about your eligibility and coverage as well as our insurance plan policies.